About LPeso

Your Trusted Personal Loan Provider

At LPeso, we are committed to providing you with the best personal loan solutions tailored to your needs. Our services are compliant with SEC regulations, ensuring your safety and security.

SEC Registration No. 2021060015436-59
CERTIFICATE OF AUTHORITY NO. L-21-0007-15

About LPeso

Our Services

LPeso APP

We offer a range of personal loan products to suit your needs, including:

01

Personal Loans

Quick and easy personal loans to help you with your financial needs.

02

24/7 Online

Apply for a 24/7 online loan and get funds in minutes

03

Credit Loans

Borrow with Confidence: Transparent Rates, No Hidden Fees

04

Flexible Repayment

Choose installments or one-time payment

How-it-works

How to Borrow

Prepare These Documents

UMID (Unified Multi-Purpose ID)

Driver's License / Passport

Any government-issued ID (SSS/PhilHealth/National ID)

Quick Registration

Quick Registration

1. Download the app and sign up in 1 minute

2. Fill in basic details (name, phone, employment)

Secure Verification

Secure Verification

1. Upload valid ID (Passport/Driver's License ...)

2. Real-time facial recognition for security

Loan Application

Loan Application

1. Select loan amount & repayment term

2. Get approval decision within 3 minutes

Difference Of Us

Regulatory Assurance​

Operated by ​Masaganang Buhay Finance Philippines Corp.​​ with SEC Registration No. CS201824008

Strictly complies with all Philippine financial regulations to ensure your transactions are 100% protected

How Much Can I Recive?

Get Started in Minutes

Download & Register → 2. Submit Basic Info → 3. Receive Funds

No paperwork, no branch visits - complete everything via mobile in minutes

Smart approval system provides instant preliminary decisions

How Much Does It Costs?

Personalized Loan Experience

Our AI system analyzes your profile to recommend optimal loan amounts and terms

Flexible repayment schedules tailored to your income cycle

Credit-building opportunities for repeat customers

How Do I Repay?

Our Service Holders

Tailored Solutions for Brighter Living

Every feature designed with you in mind

Devon Lane

Small Business Owner

Rodrigo Dalisay

For moms: Got ₱10K in 9 mins at 3 AM for my child's asthma meds – half the usual interest!
Bessie Cooper

Homemaker

Maria Santos-Gutierrez

For business: Borrowed ₱20K for holiday stock (2x bank limits), saved big on interest.
Kathryn Murphy

Professionals

Andrea Reyes

For pros: Paid rent fast with low-rate salary loans – no stress!

Questions You Have

Frequently Asked Questions

What are the requirements to apply for a loan?

You need to meet the following requirements:
  • At least 18 years old
  • Valid Philippine ID
  • Stable source of income
  • Active mobile number
Our smart approval system can complete the initial review within 3 minutes. Once approved, funds will be transferred to your account within minutes.
We offer multiple convenient repayment methods:
  • GCash
  • Maya
  • Bank Transfer
  • 7-11 Convenience Stores
You can check your repayment schedule and amount in the app.
Yes, we use an innovative credit assessment system that considers multiple factors beyond traditional credit history, including your income and employment status. Even with an imperfect credit score, you may still qualify for a loan if you meet the basic requirements.
No additional fees. We encourage early repayment as it helps you save on interest and improves your credit score.
Yes, we take data security very seriously. We use bank-level encryption to protect your personal information and strictly comply with Philippine data privacy regulations. Your information is securely protected and will never be shared with third parties.

Still Have Questions?

Call Us We Will Be Happy To Help
+63 9123456789
Monday - Friday
9AM TO 8PM Eastern Time

Ghana Office

123 Accra Business District
Greater Accra Region
Ghana